There is debris on the ground and the car is in shambles. Once the smoke clears, all of the real questions begin to creep in.
If you or a loved one has been in a car accident, consider these guidelines on when and how to file a car insurance claim.
When to File
Things get hectic after an accident. Make sure everyone in the area is safe and begin collecting any information you can about the vehicles, drivers and insurance related to the accident. Take pictures of the damage of each car and call the police to file a report. Once you are safe and out of the situation, contact an accident lawyer to help you set up your claim.
Information You Will Need
Depending on the circumstances of the incident, your car accident attorney may need additional information. At the minimum, you will probably need:
- Information about your insurance and policy
- Date and time of the accident
- Names and contact information of all drivers
- Passengers and witnesses
- Your driver’s license and plate number
- The police report
You may also be required to conduct a statement detailing the events that led up to the collision. Keep notes and document photos on any circumstantial factors that may have influenced the accident, such as weather or driving behaviors.
Were You Injured?
Car accident claims are vital to collisions where significant damage has been inflicted to the vehicles involved, but claims are equally as important when there has been bodily harm or permanent injury.
When injuries are involved, there is a lot at stake and chances are, the other driver will hire car accident attorneys as well. As medical payments add up, hiring a professional accident lawyer becomes increasingly important.